
More loyalty. Less headache.
- Ready merchant network
- AI targeting
- Full admin control
- CRM & support built in
- Managed option



of cardholders want more relevant offers
ignore generic offers
higher spend with personalised offers
Industry research summarised in the cardoff.ai partner deck.







Most people carry more than one card. The one they reach for is the one that gave them a reason recently. Card-linked offers are that reason, week after week.


An offer turns a neutral payment into a choice. When your card saves money here, it comes out of the wallet first.
Fresh, nearby offers give cardholders a reason to open your app every week. The card they think about is the card they use.
Offers timed to routines, like the weekly coffee, salary-week groceries or weekend dinner, build repeat behaviour that stays after the offer ends.
With merchant-funded offers, the merchant pays for new customers and the bank earns on new spend. Nobody pays for a redemption that didn't happen.
Your bank, your cardholders and a ready merchant network, joined by one AI engine.




Bank console, customer app and merchant app, live and in sync.



Hyduri builds campaigns, reads your numbers and drafts contracts. Nothing changes until you approve.

We never see a full card number. Controls are built to align with the standards your auditors ask about.
How we keep data safe